Homeowners who insure their homes and cars with the same insurance company can often buy an "umbrella" policy that covers everything beyond their homes and vehicles.

Although I don't own a home, I have substantial financial asset (stocks and bonds) that I want to protect. If possible, I want to avoid renters' insurance because I don't have much valuable stored at home. What is the best way for me to protect my financial asset against lawsuits that aren't from car accidents?

I want the insurance company to provide good lawyers in case I'm hit by a frivolous lawsuit, such as sexual harassment and discrimination although my profession doesn't expose me to medical malpractice suits.

What are my options and how should I choose?


Orignal From: How to buy an umbrella liability insurance policy?

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