A garnishment has been levied against my bank account. Both my wife and I are disabled and on Social Security Disability. The lawyer for the hospital bills claim they can once it is in the bank.
draggy43
Yes they can no matter where the income come from as in your SS.
laughter_every_day
That is correct, Once it is in the bank it is no longer SS money. It is just money.
JC
Yes, they can. If there is money in your bank account, it doesnt matter where it comes from...they can garnish it. They cannot garnish social security directly, though. I suggest you either make payment arrangements for the bills and/or pull that money out of your account and slip it under your mattress because they will wipe you out at the first opportunity,
Sovereign
When you volunteered into the Social Security scheme, you gave up your God-given rights in favor of State-granted privileges. Corporations usually have higher priority privileges than the average man or woman. Why? Because the government looks at the "greater good". It's called socialism, fascism, communism and corporatism. The financial condition of a hospital is more important than the financial condition of the individual. So they win and you lose.
MavistheMaven
As someone else said, they cannot garnish the money directly from Social Security. What they can do is garnish your bank account. It doesn't matter where the money came from once it's in your account - or anywhere else that they can get at it.
You may want to switch bank accounts, if they know about your current one. They would know about your current one from past checks or credit/debit cards you used to pay their bills or possibly from loans taken out from that bank that are on your credit report.
schneider2294@sbcglobal.net
I am not sure about this, I would contact your local SS office and ask this question. I would recommend having your check mailed to you and cashing it, each month, just in case.
∞infiniti∞
The "lawyer" is correct. However, since social security payments are exempt from creditors, you could notify the bank that the funds in the account are from social security direct deposits only and thus exempt.
To do that, you need to keep your funds separate. Do not deposit any other money into the social security account. Don't mix your social security income with any other income. Even a one dollar deposit from any other source will remove the exempt status from the account.
There is a from that you need to fill out and file with the bank. This form should be available to you at the bank.
Hope this helps
Paula
Have your social security delivered as a check, rather than a direct deposit.
Then "cash" the check and keep the money in (i) your house, or (ii) in a separate envelope in a safe deposit box at the bank.
Then it cannot be touched.
blcohen529
The answer depends upon whether or not you commingle non-social security money in the same account you make your deposit.
Assuming you can properly make a case that your account is direct deposit from the Government or otherwise is sequestered from your other funds, you can and must file a claim of exemption and demonstrate the money directly traced to Social Security deposits.
Stop relying upon the collectors Attorney... He or She is not your friend and IS NOT looking out for your interests. FIGHT THEM WITH YOUR CLAIM OF EXEMPTION.
Good Luck!
Charles G
They can do this. Your options are to keep switching banks, come to some sort of agreement with your creditor, or file bankruptcy.
Orignal From: A lawyer claims that they can garnish social security from your bank account for past medical bills.?
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