I'm a Ron Paul Conservative. With that, I'm looking to form my opinion on how the health industry can be fixed. Obviously, there's allowing the purchase of health insurance over state lines, medical malpractice tort reform, deregulating the health industry and getting government out of the way, encouraging competition... ...but what is to be done about those who cannot afford health insurance? Who's jobs don't supply it? Or those who are too old to afford it? Can you really just eliminate Medicare and Medicaid if they were to go bankrupt? (which they will -- experts predict it will by 2019) I can't, in good conscience, support just throwing people onto the street in ruin health-wise. My question is this: what is a free-market solution to Medicare and Medicaid? And, if you're willing to even elaborate further, what is a practical free-market solution to this entire healthcare problem?
ANGELA
I cant really give you a complete answer because when the government runs massive multi-trillion dollar programs...their arent any.
FLbeachGrl
Medicaid and Medicare should be given to the elderly and disabled. I do not feel that either of them should be eliminated, but we can't afford to just allow every single Able-Bodied low income person to get it for free (I mean at another working persons expense).. but maybe they should be allowed to buy into it on a sliding scale.
Hitpig #1
Easy. Personal responsibility.
Make Health insurance like life insurance.
IN life insurance you pay per unit of coverage. Each unit covers your entire life span ( the risk that you may die) you buy more units to cover more losss of assets or earnings potential.
SO no matter what age you are, the price is always the same, it's just you have to pay a higher rate because you failed to buy i earlier.
Example: a 21 year old buys 500k in life insurance, he pays 78 bucks a month for that coverage.
A 42 year old buys the same policy but pays 260 bucks for the same coverage. but he will pay from 42 to 65 where the 21 year old is paying from 21 to 65. same price, different terms of payment.
Health insurance could be done the same way, this would make younger people start paying into the system earlier.
Boss H
Angela doesn't seem to know what is going on.
And yes we can help every single able bodied American get it for much lower cost that the insurance companies are socking us now.
Its called we already pay twice the amount for medical coverage than any socialized nation, for a program that covers 1/10th of the amount of people covered in any other country.
With that we can afford to subsidize health care packages for every lower income man woman and child in this country.
I love how right-wingers are always touting this personal responsibility thing, while at the same time supporting policies of shiping American jobs overseas. Its like playing musical chairs and blaming the guy who is out for not getting a chair when you keep reducing the amount of chairs by one.
Nicolae Carpathia
The only solution to providing medical care for elderly is for them to save an invest while they are young and provide for it themselves. This also requires a sound monetary system where money is able to appreciate in value with time (like with hard money) and prices drop.
The other solution is a government that doesn't spend like a drunken sailor, and is reduced to its proper levels (protect people from criminals, pave the roads) and doesn't work to destroy the economy and sap away productivity to produce a class of useless bureaucrats.
Medicine will get cheaper with time under a capitalist system. Prices don't usually ever go up unless someone is running a printing press and forcing funny money on people. Technology and innovation, along with healthy competition, will always, under a market economy, cause prices to fall over time.
The guns and butter state is unsustainable. The current debt of Americans' government is mathematically impossible to pay off, and phony monetary systems ALWAYS collapse.
The only current solution to medicare and medicaid is to balance the federal budget, gradually reduce federal expenditures, pay for current costs out of the general fund, reduce the federal budget to under $ 500bn, eliminate all income taxes, and phase out the system over 20 years.
**
Yes Matt, our drugs are cheaper here because we don't always have to pay some quack to give us permission to buy it.
Your entire problem has nothing to do with drug companies; it has to do with regulatory costs imposed by bureaucrats and more to do with your fringe loony monetary system.
I'm reminded of that crazy guy from Waterworld: "It's paper! Can you believe it? It's paaaaaaaaper! I'll trade it to ya for the women!"
Matt
Angela WOW really
life insurance guy again another WOW
and other dude talking about innovation is that why the same drug bought in mexico is about 70% cheaper when it comes in the same box too.
i still don't understand how people can say reduce deficit by cutting taxes
in general the more people in a system the more affordable it is to everybody like gov run
a companies biggest responsibility is to make profit if there is deregulation you can expect poor people to have to pay even more for their health care not to forget obease or people who have genitic health problems which is illegal now. there isn't a free market solution or really any solution just which will be better for the people.
Actually we pay more because pharmaceutical company set the price higher to pay back the research and development of the drug which is fine but overtime when the patent is about to expire the drug companies just change something in the drug no matter how small to reserve their monopoly and keep prices high.
but mexico and the rest of the world don't care about that so they don't have to pay extra cost.
The Patriot
No. The reforms you suggest do not get rid of the death panels that (un)insurance companies run, or the way they refuse to cover pre-existing conditions.
FACT - Insurance companies in the USA admit to pushing up prices, buying politicians and not paying out claims when they should [a]
FACT - PER PERSON the USA spends more on healthcare than any other nation on the planet [b]
FACT - Obama debated his plans before the election for healthcare [c]
FACT - the chance of a child under five of dying in the USA is greater than industrialised nations with universal health coverage [d]
FACT - Obama was elected by the American people to bring in change [e]
FACT - Obama wants to stop insurance companies screwing the American people [f]
FACT - The reforms Obama wants work in the Netherlands and in Switzerland [g]
If anyone can prove the facts above are wrong, e-mail me and let me know.
gomanyes
Medicare and Medicaid are government programs. There is no "free market solution" to either of them. The free market solution would be to abolish them. Clearly, that wouldn't work. In a free market, certain people will not receive a product. That is a reality that you have to accept if you want a free market system.
Orignal From: Tips: Conservatives: free market solution to Medicare and Medicaid?
Post a Comment