Can you claim medical insurance premiums if there deducted before your taxed on your pay?

I may have made a mistake on my taxes.

bigdonut72
no.

Mom of 2
No, you have already received the tax break for the premiums. The only things you can claim as medical expenses in this case are any out of pocket expenses such as deductibles and copays

Jo Blo
no,, that would be deduction twice times,,

StephanieS
No...how could you claim something you did not pay? Didn't your employer make the premium payments on your behalf?
You may not be in big trouble though...I enter my medical expenses on my schedule every year, but it's never enough cause I think the first 7.5 percent of expenses are not deductible at all. If you were able to deduct your medical then you prolly need to file a 1040X...ooops!

PepsiLime
No, you can't claim medical insurance premiums if they are deducted before your taxed on your pay. That is called a pre-tax medical plan. The insurance premiums are deducted from your pay, but are treated as if you never earned the money in the first place. You can still deduct your other medical expenses, co-pays, hospitals, dental, eyeglasses, hearing aids, etc., as long as that total exceeds 7.5% of your AGI. And of course your itemized deductions have to exceed your standard deduction.

bostonianinmo
No! You already got a 100% deduction for them by paying them with pre-tax dollars. If you claimed them on your return, it's time to file an amended return on Form 1040X and pay the extra taxes and interest due. It probably won't be a lot if you get the amended return in quickly, but it's adding up a little bit each day that you delay.

mdk
You'll get a letter from the IRS saying "you made an error in calculating your taxes. This is what you owe."Don't lose any sleep over it. Just pay it when it comes.

Patrick S
Check your Schedule A (which is where you would claim those deductions). The very first section is for medical. If line 4 is greater than zero, you may want to file an amended return (1040X). If it's zero, you did not go over the 7.5% limit and you don't have to do anything. You can wait for the IRS to catch it, but if it takes them a few years, the penalties and interest started accumulating on April 18th. You can judge the level of risk you are willing to take (my level is very low, lol).

Know better? Leave your own answer in the comments!

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