I agree that reform is needed to the current system, but not a government takeover. Here are some ideas that I believe would cut costs out of the system:
- Tort reform (limiting lawsuit payouts to keep malpractice insurance costs in check).
- Limit spending on pharmaceutical advertising (shouldn't the doctors know the best drugs to prescribe as medical professionals rather than having patients needing to talk their Dr. into a certain drug?)
- Eliminate insurance coverage for "recreational" drugs like Viagra, Cialis, etc. Also, limit coverage for chronically abused painkillers/sedatives to a short time period...
- All individuals pay for their own coverage (much like auto insurance). This will give everybody more flexibility to create a plan that's right for them, AND give them more incentive to adopt a healthier lifestyle. If this is too drastic, then at least tax the benefit plans according to their worth so that people with Cadillac plans are not able to hide that benefit.
- Guarantee that the insured know what costs they will be responsible for before any non-urgent procedures. Health care is virtually the only good or service where the individual doesn't know what the price is before the transaction takes place.
- I must admit that the "pre-existing conditions" provision is tricky. I think that there should be coverage for pre-existing conditions, but I believe it is justified for the insurance companies to charge a higher premium (at least initially) for covering those conditions.
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http://www.randpaul2010.com/issues/health-care
Louis S
In addition.....eliminate fraud.
Beachgirl
I don't really know, but forcing the entire country to pay for a plan that only some will use is insane.
But I think insurance companies should have to accept pre-existing conditions.
kwigster05
Not forcing everyone to buy one. I'm OK without one. Can't believe I HAVE to have it under Obama's rule
I've been re-educated
Great ideas. It's too bad we never hear them discussed by the people who want to ram this through Congress.
thebabbster
As long as the system is "for profit", there will be unscrupulous industry executives looking to screw the little guy. Someone has to do something.
???? ?
Show everyone what it has done to destroy health care in other countries. http://www.angelfire.com/pa/sergeman/issues/healthcare/socialized.html
Four Score
First of all the Federal Government needs to prove to me that they can run their own business successfully before they even dare ask to run my life. These people cant even run a railroad for a profit and now many expect them to run a nations health care.
Jaxon
well i just wished the gov't didnt control insurance at all! i mean i think we all know how great they are at the DMV, imagine what a gov't run hospital would be like! when it comes down to it, only 8 million americans actually cant afford health care. the other 25-35 million are either illegal immigrants or they can afford it but choose not to have it. the fact is, a lot of people dont think we need any drastic changes to the system. I do however agree with some of your points like zero insurance for viagra and cialis
Dont Tread On Me
Don't forget the Illegal Alien problem! Secure the borders, no more excuses. I am tired of many of my freedoms being attacked because of ILLEGAL aliens.
Orignal From: Conservatives: What are some of the best counter-proposals for health care reform?
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