i FELL AND BROKE MY TOOTH. CAN I CLAIM IT ON HOME OWNERS INS.
LK96843
No. The medical injury coverage is for others that get injured on your property.
james m
No, it doesn't.
The medical payments coverage on your HO policy is to pay the medical bills, up to your limits, for someone other than a permanent member of the household, should someone get injured on your property. If the medical bills exceed your medical payments limit, then your liability would pay the balance up to your liability limits.
The medical payments coverage on the policy is basically for a "good will gesture", and could possibly keep the home owner from getting sued.
mbrcatz
No, it doesn't cover you, or any of your resident relatives. You can't sue yourself.
You need to file under your dental insurance policy.
MSAD
No.
The liability coverage and medical payment coverage of the standard homeowners policy specifically excludes residents of the household.
Orignal From: Tips: DOES HOME OWNERS INS. COVER ME ON MY ON PROPERTY (MEDICAL INJURY)?
Post a Comment