Health Care Reform and Medical Malpractice Insurance
Article by Maria Palma
The President of the United States recently signed into law a new health care system that will give many Americans access to the health care that they need. This new law provides care to millions of people, but does it help reduce the high cost of medical malpractice insurance?
Malpractice insurance covers a medical professional in the case of a lawsuit by a patient due to neglect or by a patient's family member in case of death. This type of professional liability generally carries a high monthly premium. This is especially true for medical professionals including doctors, surgeons, gynecologists, and any person working in a high-risk position.
The cost of insurance varies based on a professional's specialty and the state they work in. Currently, many people working in the medical field spend thousands of dollars a month for malpractice insurance.
Unfortunately, the new health care reform bill does not take into account medical malpractice insurance. This has caused a huge debate among medical practitioners and proponents of reform.
Critics of the new health care reform bill say that many things have been overlooked, including true tort reform, which would drastically reduce the cost of medical malpractice insurance. However, many advocates of health care reform believe that malpractice and the costs associated with it should be a local issue.
The bottom line is that lawmakers can't seem to agree on what problem malpractice reform should solve, whether it's the cost of premiums, medical errors, or the nature of jury awards.
Until the current system addresses medical malpractice insurance rates, it's important for medical professionals to focus on preventative measures to protect them themselves from liability. Regardless of all the politics involved, what is most important is that the medical community remember what they signed up for and concentrate on taking care of people's health.
About the Author
Maria Palma is a freelance writer specializing in business content. Contact Nexus Insurance Services for a free medical malpractice insurance quote today.
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