My insurance was not used, and the settlement was for the amount of the medical bills. No guilt was ever admitted by the defendants. Can I submit my insurance for reimbursement? Thanks.
likeit1
Nope
just me
They do have to be paid out of the lawsuit. To bad the settlement wasn't more then the medical bills. You pretty much ended up with nothing
answerman
Yes if your coverage is for that, then yes submit it and pocket the check> You can also bargain the medical claims down and keep the difference, or if it is alot of money, and insurance wont cover it then put it on a payment plan (0% is best) then invest the money in low risk options and make payments from the interest and you will have the principle untouched as a retirement or future investment capital.
William B
No. In fact, even if your insurance paid originally, and you then reached a settlement the insurance company would have a right to what is called subrogation. Meaning that, in most states, you would then have to reimburse the insurance company for what they paid on the claim.
For you to reach a settlement and then submit a claim to insurance on the same matter would be double dipping and quite possibly illegal in your state.
Orignal From: When a settlement is agreed on in a lawsuit, does the medical bills have to be paid out of the settlement? ?

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