Does Everyone in U.K is having a Personal Injury (Medical claim/ Third Party Insurance ?

by PittCaleb

Dear Brother & Islamic Muslimah's

I'm going to start a Project related to BPO InshaALLAH and its related to U.K so would like to know that is all people/citizen in U.K having this insurance and what if they don't have and someone claims then what are the reactions they have to face ? (please give brief details)

Additionally, would like to know that is Conducting or Doing a Business of Medical claim Halal or Haraam ??

Please only serious replies wanted.

Jazak ALLAH Hu Khair.in Advance.

Salam

Eagle
The reason why health insurance is like a form of gambling is that a person pays a sum of money which becomes the property of the insurance company; if he falls sick or has an accident he will benefit, otherwise his money is gone. Moreover, the benefits he gains may be equal to what he has paid, or they may be more, or less. This involves jahaalah (buying something sight unseen) and undue risk, or consuming wealth unlawfully. It also means that one of the two parties will suffer a loss. I wish that some of the Muslims or wise people would set up cooperative insurance institutions that are in accordance with Islamic sharee'ah, the basic idea of which would be for people to cooperate in making payments to a specific account (that is not owned by any third party), so that if any one of them falls sick or has an accident, he will be compensated, with the consent of his partners. There would be nothing wrong with paying a salary to those who take care of this account, or with investing the money in another company according to a certain level of profit. And Allaah is the source of strength.

The Wayfarer
Medical insurance is not allowed in Islam.

Read the followinf factsheets for information on medical insurance in the UK.

http://www.guardian.co.uk/money/2007/nov/08/healthinsurance.insurance
http://www.guardian.co.uk/money/2007/oct/25/insurance.healthinsurance
http://www.guardian.co.uk/money/2007/oct/25/insurance1


May Allah swt protect us from haram

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