my insurance does have personal injury protection coverage, but my agent said they might raise my premium and i dont want that, because the accident wasn't my fault.
if the driver at fault's insurance doesn't pay my medical bills(i had my head, neck checked, i still have headache and neck pain), then who will pay my medical bills? i don't know how much i need to pay for all the medical bills and drugs. thank you.
i have farmers, he has safeco.
i live in texas,
if that helps.
police report was filed.
no one got a ticket.
La
Sue the driver... seriously.
Hater Police
You can sue to recover damages not covered by insurance.
njyogibear
your insurance might have uninsured motorist coverage or under-insured motorist coverage, for when you are hit by someone with no insurance or not enough. as for what your agent said, he shouldn't say that and you should complain to his superiors. suing should be a last resort if more conventional efforts don't work.
Spud
It sure would have helped if you mentioned what state you're in. Most states have "no-fault" coverage specifically for that reason. If you're not in such a state sue the moron that hit you for every cent you can get.
Caoedhen
Never heard of insurance that doesn't cover personal injury! If that is legal where you live, you really need to move someplace civilized.
Were the police called? Did they make a report? Did anyone receive a ticket?
You need a new insurance company too, your agent is an ass.
Anyway, if the other guy's insurance won't cover it, and you don't want to file with yours, you have to sue the other driver for the damages. That means actual money you are out for medical expenses, lost wages, that sort of thing.
So, if you have lost days of work over this, they count. The ER bill counts. Dr visits count. Once you have it all together, add it up. Compare that number to the max amount allowed in small claims court in your jurisdiction. If you number is less than the max, you sue in small claims. If your number is higher, you sue in circuit/superior/whatever they call it where you are, court.
Wounded Warriors bike, swim and run to test their strength at the Memorial Day Mini-Try on May 27, hosted by the Center for the Intrepid at Brooke Army Medical Center
Image by U.S. Army IMCOM
drmillett.com Dr. Peter Millett is a shoulder surgeon with the Steadman Clinic in Vail, CO. He specializes in all conditions of the shoulder including shoulder instability, which is one of the most common and debilitating symptom of a shoulder injury. Instability of the posterior (back) side of the shoulder joint includes sensations of dislocations and sub-luxations (pseudo dislocations) of the shoulder joint to posterior. This can cause pain and symptoms of instability. Arthroscopic (key-hole surgery) treatment of the unstable shoulder has evolved rapidly and significantly in recent years. An arthroscopic approach includes significant advantages. Arthroscopy provides better identifications of additional shoulder injury, lower surgical complications, smaller incisions, maximal preservation of motion, shorter surgical time, and improved cosmesis. There is less pain, and many patients have an easier functional recovery, with greater returns in motion compared with traditional open techniques. Finally, some of the inherent risks of open procedures are virtually eliminated. The general surgical principles are to restore the ligaments and cartilage rim to its anatomic attachment and to reestablish the appropriate tension in the ligament complex and joints and capsule. Several techniques are suitable to re-accomplish shoulder stability, depending on the damage to the joint and cause of instability. If the cartilage rim is torn (posterior Bankart lesion), it should be repaired ...
Orignal From: my car was just hit by another car,their insurance doesn't cover personal injury,who will pay my medical bills?
Post a Comment